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奥巴马讲话 维护华尔街改革成果

来源: 英语作文网 时间: 2016-08-13 阅读:
Hi, everybody. I'm here with Senator Elizabeth Warren, one of our strongest advocates for families and consumers like you.
Today, we want to talk about some of the actions we've taken to protect everything you've worked so hard to build. Eight years ago, after some big banks made irresponsible and risky1 bets with your money, we almost slipped into another Great Depression. While the recklessness started on Wall Street, it didn't take long before it led to real pain for folks on Main Street.
It would cost millions of our fellow Americans their jobs, homes, and savings2. The financial crisis wasn't an unstoppable act of nature. The whole thing could have been avoided, but we didn't have the rules in place to stop Wall Street from taking enormous risks that threatened the whole economy.
We didn't have strong protections to keep consumers from being cheated by tricks and traps on financial contracts. So when I took office in the darkest days of the crisis, I promised you we wouldn't just recover from crisis we'd rebuild our economy on a new foundation to make sure a crisis like that never happens again.
And President Obama delivered. He signed into law the toughest Wall Street reforms and strongest consumer protections in generations.Now, trust me - I'm a pretty tough grader.
These new rules are making our financial system more transparent3, getting rid of a lot of fine print, and making sure that if a bank screws up, you have someone to call so you don't get stuck with the bill. These reforms have already made our financial system safer and more resilient.
And part of passing those strong consumer protections meant establishing the first-ever Consumer Financial Protection Bureau, based on an idea that Senator Warren came up with before the crisis even began.
Every day, the good people at that independent agency crack down on dishonest and deceptive4 practices like the ones that helped cause the crash. The proof is in the more than 27 million consumers who in just five years have gotten refunds5 and other relief from credit card companies,pay day lenders, debt collectors, and others that tried to rip them off.
Before the Consumer Financial Protection Bureau, you didn't have a strong ally to turn to if your bank took advantage of you, or you were being harassed6 or charged inappropriate fees. Now you do.
The Bureau is also there to help you make better-informed decisions. Before you take out a mortgage, or a loan for college or a new car, check out the agency's website - CFPB.gov. It can help you sift7 through the confusing but very important details.
Republicans and big banks who opposed these commonsense8 rules claimed they'd hurt the economy. But we've seen what happened to the economy when we didn't have these rules in place. And despite their claims, our economy is stronger today than it was before the crisis.
Since we dug out from the worst of it, our businesses have added almost 15 million new jobs. Corporate profits are up, lending to businesses is up, and the stock market has hit an all-time high. So the idea this was bad for business just doesn't hold water.
Now our task should be making sure we build on those gains, and make sure they're felt by everybody. But every year, like clockwork, big banks and their Republican allies in Congress try to roll back these protections and try to undermine the consumer watchdog, whose only job is to look out for you.
Their nominee9 for President promises to dismantle10 all of it. Now look, they may have forgotten about the crisis, but working families sure haven't. And we haven't either. And that's why we're not going to let them give Wall Street the ability to threaten our economy all over again.
Whether you're a Democrat11, a Republican, or an independent, if you're a hardworking American who plays by the rules, you should expect Wall Street to play by the rules, too. That's what we're fighting for.
It's about basic fairness for everyone. And it's about responsibility from everyone.Thanks to leaders like Senator Warren, our country, our economy, and our families are better off. Let's keep it that way. And thanks for being here, Elizabeth. Thanks for having me, Mr. President.
Have a great weekend, everybody.

1 risky     
  • It may be risky but we will chance it anyhow.这可能有危险,但我们无论如何要冒一冒险。
  • He is well aware how risky this investment is.他心里对这项投资的风险十分清楚。

  • 2 savings     
  • I can't afford the vacation,for it would eat up my savings.我度不起假,那样会把我的积蓄用光的。
  • By this time he had used up all his savings.到这时,他的存款已全部用完。

  • 3 transparent     
  • The water is so transparent that we can see the fishes swimming.水清澈透明,可以看到鱼儿游来游去。
  • The window glass is transparent.窗玻璃是透明的。

  • 4 deceptive     
  • His appearance was deceptive.他的外表带有欺骗性。
  • The storyline is deceptively simple.故事情节看似简单,其实不然。

  • 5 refunds     
    n.归还,偿还额,退款( refund的名词复数 )v.归还,退还( refund的第三人称单数 )
  • Tomorrow he would return them to the store and claim refunds. 明天他要把它们退还给商店并要求退款。 来自辞典例句
  • The new method means that taxpayers get refunds much faster. 这种新办法意味着纳税人可以较快地领到退还款。 来自辞典例句

  • 6 harassed     
    adj. 疲倦的,厌烦的 动词harass的过去式和过去分词
  • He has complained of being harassed by the police. 他投诉受到警方侵扰。
  • harassed mothers with their children 带着孩子的疲惫不堪的母亲们

  • 7 sift     
  • Sift out the wheat from the chaff.把小麦的壳筛出来。
  • Sift sugar on top of the cake.在蛋糕上面撒上糖。

  • 8 commonsense     
  • It is commonsense to carry an umbrella in this weather.这种天气带把伞是很自然的。
  • These results are no more than a vindication of commonsense analysis.这些结果只不过是按常理分析得出的事实。

  • 9 nominee     
  • His nominee for vice president was elected only after a second ballot.他提名的副总统在两轮投票后才当选。
  • Mr.Francisco is standing as the official nominee for the post of District Secretary.弗朗西斯科先生是行政书记职位的正式提名人。

  • 10 dismantle     
  • He asked for immediate help from the United States to dismantle the warheads.他请求美国立即提供援助,拆除这批弹头。
  • The mower firmly refused to mow,so I decided to dismantle it.修完后割草机还是纹丝不动,于是,我决定把它拆开。

  • 11 democrat     
  • The Democrat and the Public criticized each other.民主党人和共和党人互相攻击。
  • About two years later,he was defeated by Democrat Jimmy Carter.大约两年后,他被民主党人杰米卡特击败。

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